Tax Refund Estimator
Estimate your annual refund or additional payment. Based on your 2026 jaaraangifte.
Deductions (Optional)
Enter any deductible expenses to see their impact on your refund.
Estimated Result
Tax Withheld vs Tax Due
Calculation Breakdown
| Box 1 Tax Due (income tax) | €15.906 |
| Total Tax Due | €15.906 |
| Tax Withheld by Employer | €15.000 |
| Estimated Payment Due | -€906 |
How this estimate works
This estimator simulates the Dutch jaaraangifte (annual tax return) process:
- Annual Tax Calculation: Your income is taxed across Box 1 brackets with applicable heffingskortingen (tax credits).
- Deductions: Mortgage interest, charitable donations (above 1% threshold), and medical expenses (above 1.65% threshold) reduce your taxable income.
- Partial Year: If you worked less than 12 months, the tax is pro-rated accordingly.
- Box 3: Wealth tax is calculated separately and added to your total tax due.
- Comparison: The difference between tax withheld and total tax due determines your refund or payment.
The €57 threshold: The Belastingdienst generally doesn't require filing if the difference is within €57.
What This Calculator Does
This tool estimates whether your Dutch annual tax return (jaaraangifte) will result in a refund or an additional payment. It's designed for expats who worked part of the year, have deductible expenses, or want to check if filing is worthwhile before the May 1 deadline.
Key inputs: gross income, withheld payroll tax, deductions (mortgage interest, donations, medical expenses), Box 3 assets, and whether you have the 30% ruling. The calculator compares what you paid during the year to what you actually owe.
What's included: Box 1 income tax recalculation with deductions, Box 3 wealth tax on savings and investments, tax credits, and the difference between withheld and owed amounts.
What's excluded: Box 2 income (dividends from substantial interest), foreign income covered by tax treaties, and complex situations like emigration or partial non-resident status. This is an estimate, not a substitute for filing your actual return.
Learn more: Read our guides on filing as an expat, 2026 filing deadlines, leaving the Netherlands, and DigiD setup.
Frequently Asked Questions
How do I know if I'll get a tax refund in the Netherlands?
You may get a refund if your employer withheld more tax than you actually owe. This commonly happens when you worked only part of the year, have deductible expenses (mortgage interest, donations), or your employer did not apply the correct tax credits.
What is the deadline for filing Dutch taxes?
The regular filing deadline for the Dutch annual tax return (jaaraangifte) is May 1 of the following year. For example, the 2026 tax return is due by May 1, 2027. You can request an extension if needed.
What deductions can I claim on my Dutch tax return?
Common deductions include mortgage interest on your primary home, charitable donations (above 1% of your income, minimum €60), specific medical expenses (above 1.65% of your income), and commuting costs for public transport. These deductions reduce your taxable income.
Do I need to file a Dutch tax return as an expat?
You may be required to file if the Belastingdienst sends you an invitation (aangiftebrief). Even without an invitation, filing is recommended if you worked part-year, have deductible expenses, or the difference between withheld and owed tax exceeds €57.
What is the €57 threshold for Dutch tax filing?
If the difference between tax withheld by your employer and your actual tax liability is €57 or less, you are generally not required to file a return. However, you may still choose to file if you believe you are owed a refund.
Disclaimer: The calculations provided by DutchExpatTax.com are for informational purposes only and do not constitute tax, legal, or financial advice. While we strive for accuracy using data from the Belastingdienst (Dutch Tax Authority), individual circumstances may vary. Always consult a qualified tax advisor for personalized advice. Last updated: January 2026.